The Australian workforce relies heavily on the skilled labour of tradespeople as they directly impact the construction, plumbing, electrical, and carpentry industries. However, because of the nature of their work, tradespeople are more vulnerable to workplace injuries, and understanding how compensation claims work becomes necessary is necessary. When you are a self-employed worker or if you are hired by a firm, understanding your rights can help you get the financial assistance you require in case of an injury.
This guide helps to streamline the process of compensation claims for tradesmen so that in case of an incident, one is well-versed with information and prepared
This blog will help to make your tradesmen’s compensation claim process easier so that in case of any accident, you are already fully aware of what to do.
What is a tradesmen compensation claim?
So first things first, what is a tradesman compensation claim? Simply put, it’s a legal financial request made by an employee or worker who has suffered any injury during their job.
What do Tradesmen compensation claims include?
- Medical expenses
- Rehabilitation costs
- Lost wages due to time off work
- Lump sum payments for permanent impairment
- Death benefits for families of deceased workers
What are the steps you need to follow to file a Tradesmen compensation claim?
1. Inform employer about the injury
You should inform your employer about the accident or the injury at your earliest. It is necessary because laws across Australia have some deadlines to report injuries, which are usually within 24 to 48 hours. . This will protect your claim and make sure that all details regarding your injury are captured.
2. Seek Medical Attention
Visit a doctor to assess the severity of your injury. They will provide a medical certificate, which you will have to submit when you will fill your claim.
3. Lodge a Claim
Your employer (or you, if self-employed) should submit a workers’ compensation claim with the relevant authority in your state. Each state has different regulations and governing bodies
4. Submit Supporting Evidence
Gather all relevant documents, including medical reports, accident details, and witness statements. This strengthens your claim and ensures a smoother process.
5. Await Assessment and Decision
Once your claim is submitted, the insurer will assess your case and determine eligibility. This process can take a few weeks, depending on the complexity of your injury and the available evidence.
What should you do if your claim is denied?
Certain claims, as expected, remain disputed. After a rejection, it is important to note that there are processes through which one can appeal the decision. Consider getting in touch with the insurer for a review. Additionally, you might also want to obtain some preliminary legal counsel from the workers’ compensation attorney. In case the problem is still persisting, you are more than welcome to dispute the issue with the respective workers’ compensation tribunal of your jurisdiction. A lot of legal firms have a no win, no fee policy which implies that you are only charged with legal costs if your claim is won.
Read this also: Blueprint for Success: Securing Your Construction Injury Compensation
The work of tradesmen is challenging and carries certain risks, like other jobs. Being aware of your rights and the compensation process is important for you in case you face an injury.
By taking the right steps, consulting professionals when needed, and ensuring you have adequate insurance coverage, you can obtain the financial assistance required to recover and regain your footing.
United Legal Canberra is here to assist with your claims. Our lawyers will help you in each step of your claim so that you don’t have to worry about the legalities.
Contact our representative today for a free consultation. We will review your insurance needs and take prompt action on your behalf. For more information, call us at (02) 8355 9111 or email us at admin@unitedlegal.com.au. Scheduling an appointment takes just a few minutes.
