Workers on construction sites face some of the biggest hazards on the job, such as getting hit by falling objects, moving machinery, and even getting exposed to dangerous chemicals and materials. In Australia, construction workers alone number in the thousands, and many sustain injuries on the job, which leads to physical, emotional, and financial unrestricted suffering.
However, some laws allow injured workers to claim compensation for any workplace injuries sustained. If you’ve been injured on a construction site, understanding your rights and the procedures involved in making a claim can go a long way in ensuring you receive the assistance and compensation you require.
Australia has a workers’ compensation system that aims to safeguard employees who sustain injuries on the job. While each state and territory has its own specific rules and regulations, the main objective is consistent: to offer financial support for medical expenses, lost wages, and rehabilitation services. Workers who are injured may also have the option to file additional claims if there is evidence of employer negligence or third-party liability. It’s important to grasp the difference between workers’ compensation and personal injury claims when pursuing justice.
Understanding Workers’ Compensation in Australia
Workers’ compensation schemes differ across Australian states and territories, but their fundamental purpose is to assist injured workers by covering:
- Medical expenses include hospitalisation, surgeries, medication, and rehabilitation services.
- Loss of earnings: partial or full wage replacement during recovery.
- Permanent impairment benefits: compensation if the injury leads to a long-term disability.
- Workplace rehabilitation: Support to help workers return to employment.
What to avoid?
A lot of injured employees struggle with issues that affect their payments or have no payment at all. One of the major blunders is not reporting the injury on time. Failure to report your injury within two days can damage your claim and put its legitimacy in question. Also, non-adherence to the prescribed treatment may be negative, as the insurer may contend that your injuries are not that serious if prescribed treatments are ignored.
One of the most important mistakes is accepting the first offer of settlement. First offers are offered with little consideration so they are usually lower than what you should rightfully get; hence, all settlement requirements should be discussed with a legal practitioner before acceptance. Finally, giving contradictory evidence regarding the occurrence of the accident is highly detrimental to your case because such evidence could be used against you.
Read this next: Comprehensive guide to Filing a TPD claim for Back Injury
Contact United Legal Canberra with all your questions regarding construction accident claims,e will help you get the most out of your claim! Talk to our representative today for a free consultation. We will review your insurance needs and take prompt action on your behalf. For more information, call (02) 8355 907483 or email us at admin@unitedlegal.com.au. Scheduling an appointment takes just a few minutes.
